Illinois Debt Relief and Bankruptcy Lawyers Help You Discharge Your Medical Debt
Has a sudden illness or painful injury caused medical bills to pile up, in this age of rising health care costs?
Has an expensive hospital stay and surgery wiped you out financially and caused you to consider bankruptcy?
Have you lost your job and, therefore, all hope of dealing with your accumulating medical debt?
Statistics have shown that medical debt is one of the leading causes of consumer bankruptcy filings in the U.S. — and we work hard to bring you out of it, at prices you can afford. We are the skilled, dedicated family of bankruptcy lawyers at Heller & Richmond, Ltd., in Chicago.
We identify with individuals, families and businesses in financial distress during the national recession. The legal leadership you receive from us, from start to finish of your case, comes from our family to yours.
Since our 1950's origins and the formal establishing of our current law firm in the 1970's, our founding attorneys have been committed to serving the hardworking people of Chicago and all the surrounding suburbs such as Schaumburg, Skokie, Joliet and Wheeling, just to name a few. From Waukegan to Wheaton, from North Chicago to Chicago Heights, from Orland Park to Franklin Park to Melrose Park and Highland Park, Heller & Richmond, Ltd. is here to guide you through this difficult time. If you have been thrown out of work and saddled with debt through no fault of your own — especially medical debt — or you lived beyond your means and now seek constructive credit repair advice, you can benefit from the skills and personal service at Heller & Richmond, Ltd.
We urge you to contact us if accumulating medical debt has you resorting to quick fixes such as 401(k) cash-outs, payday loans and debt consolidation schemes to keep your head above water. Our in-depth knowledge of gradual, healthful debt relief strategies can bring you back the right way, the first time — smoothly, confidently, affordably.
Why pay more? Talk to a lawyer. Call Heller & Richmond toll free: 888-326-8794.
Affordable Bankruptcy Legal Advice From Heller & Richmond, Ltd., in Chicago
Unpaid medical bills are considered unsecured debts. Most or all of them can be eliminated in a Chapter 7 liquidation bankruptcy filing, for the "fresh start" you need. You could also choose to repay a portion of them over time during a Chapter 13 bankruptcy.
At Heller & Richmond, we make you aware of every fact and option you need for sound decisions about medical debt. For instance, if you do not own a home, if your household income is less than the state's median and if you qualify for Chapter 7 via the "means test," an individual bankruptcy of this kind could be the correct option. Even home owners can qualify for a Chapter 7. If you have a past-due mortgage and substantial medical debt, the Chapter 13 choice may be more appropriate, particularly if you are trying to save your home.
There has never been a worse time to be ill, injured or hospitalized in the U.S. A catastrophic personal injury or lengthy sickness can spell disaster for a family's finances. A job loss or the impact of national recession only complicates your situation. You should take advantage of federal bankruptcy protections that are gradual and effective — and "on the books" to help hardworking people just like you.
Contact us. Our problem-solving Chicago medical debt lawyers at Heller & Richmond, Ltd., welcome the opportunity to serve you.
Call 312-488-1178 or 888-326-8794 Toll Free
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